Cardwise.
US cards · Aug 2026

YOUR WALLET, WORKING HARDER

Know which card to use.
Every single time.

Tell us what’s in your wallet and where your money goes. Cardwise turns annual spending into a clear playbook—without linking a bank account.

✓ No card numbers✓ Saved only on this device✓ Transparent math
01

YOUR CARDS

What’s in your wallet?

25 verified cards

Try Amex Platinum, Freedom Flex, Citi Strata, Capital One Venture, Discover it Miles, U.S. Bank Altitude Go, or a Bank of America rewards card.

02

AT CHECKOUT

Where are you buying?

Type a store, restaurant, airline, or service to find the best card in your wallet right now.

03

YOUR PRIORITY

What do you want to maximize?

04

YOUR SPENDING

What do you spend each month?

Enter a typical monthly amount for each category. Travel stays annual because it is often irregular. Monthly values are converted to yearly totals on the backend.